Customer Stories
The bank's fee management process was fragmented across multiple banking products, requiring code changes whenever new fee structures or discounts were introduced. The platform needed to automatically compute fees based on business events, customer segments, counters, and conditions such as AQB thresholds, while reliably supporting operations at over 100 million accounts and processing 10,000+ transactions per second without compromising accuracy.
Key Challenges
Fragmented Fee Management: Fee configurations were scattered across multiple banking products, requiring code changes for every new fee structure or discount.
Complex Rule Engine: Fees had to be automatically computed based on business events, customer segments, counters, and conditions such as AQB thresholds while ensuring accuracy.
Scale & Performance: The solution needed to reliably support operations at 100M+ account scale with 10,000+ TPS ingestion without compromising performance or accuracy.
The Josh Edge
Leveraging our expertise in enterprise banking platforms and distributed architectures, we built a centralized e-pricing platform that enables scalable, configurable, and intelligent fee management.
Centralized No-Code Pricing Engine: Built a centralized, configurable pricing engine that enables fee management across banking products without requiring code changes for new pricing rules.
Intelligent Rule Engine: Implemented a rule engine to evaluate business rules, conditions, facts, and counters for accurate fee computation across banking products.
Event-Driven Fee Processing: Enabled automated fee computation through event-driven triggers for banking transactions including NEFT, IMPS, RTGS, cash, and card operations.
AI-Powered Fee Explainability: Integrated AI tool to provide AI-generated explanations for fee configurations, improving transparency and simplifying pricing management.
Scalable Enterprise Architecture: Built the platform using YugabyteDB, Spring Boot, Kafka event streaming, and Dapr microservices to support high-throughput enterprise-scale fee computation.
Deliver Real Value
Delivered a centralized source of truth for pricing across the banking ecosystem with configurable, no-code fee management.
Proven to support operations at 100M+ account scale with 10,000 TPS ingestion during the proof of concept.
Improved pricing transparency through AI-generated fee explanations while accelerating the rollout of new pricing rules.